Just to show you how similar the UK tax laws are to the US tax laws, here is a question from one of our members in the UK. A UK ISA is very similar to a US Roth IRA, only a UK ISA can only invest in cash and stocks (shares). Thank you, Diane, for asking this question.

Q: Hi Tom! I currently have a UK ISA, which in 11 years should mature circa £198,000. Presently it's sitting at £61,000 BUT has a 'significant warning...' marker against it's potential to reach the £198,000. With 132 months left and payments of £595 per month = a further £77,540 + the curent value of £61,000 = total as it stand right now of £139,540, it would seem that it would have to perform exceptionally well if it's to reach £198,000, which is unlikely given the warning marker against it. What are your thoughts on withdrawing the £61,000 (tax free), and re investing this, along with the current monthly payments of £595 back in real estate please? Thanks Tom.

A: The first thing I do in evaluating something like this is to run the numbers. After all, investing is all about the numbers. So, I went to the FREE ProVision Wealth Evaluator (http://www.provisionwealth.com/wealth_evaluator.asp) to determine what the rate of return would have to be to reach the expected goal of £198,000. The answer is 11% per year.

Yes, Diane, that is a very aggressive goal for the stock market. Still, should you invest it in real estate? I don't know. The answer lies in your wealth strategy. What asset category have you determined to use to build your wealth? This is the subject of our two courses, "Massive Passive Income" and "Building Your Wealth Strategy." You probably have these courses if you purchased our 49 Secrets package at the Rich Dad London event. If you don't, go to http://www.provisionwealth.com/products and purchase them from our School of Wealth Strategy. These courses will walk you through how to determine the right asset category you should invest in.

You definitely can reach your goals much faster once you have the knowledge and education to take control of your assets, rather than turning them over to an investment advisor. I am a big fan of taking control of your assets, your investing and your life.

If you are interested in a personal wealth coach to help you along the way, please call our offices at 480.467.4400 and ask for Gennifer. She will help you get started.

Warmest regards,

Tom